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The Past Year: 2020 Despite everything we’ve been hit with in the last year, from droughts to bushfires, major storms and COVID-19, the Australian economic recovery is well underway.  In the March quarter, we officially entered a recession, and then…

I can’t ever remember there being so much hype around a Federal Budget, but the much anticipated 2020 Budget has finally been released. So let’s break it all down and pick out some highlights. Well…. It looks like we won’t…

The end of the financial year is always a great time to look back and see how investments, financial markets and economies have performed so we can plan for the year ahead.  With the 2019/2020 financial year now behind us,…

There were a few key International events that really dominated in 2018.  The US-China trade dispute dominated investor attention, with the Chinese economy softening under the weight of the US tariff war. Surprisingly, the global economy still managed to grow…

Let’s look at how you can use your offset account to supercharge your future. Offset accounts have always been promoted as a strategy to reduce the amount of interest you are paying on your home loan. Important? You bet, but…

While Scott Morrison might be excited about ‘Budget Night’, for most, it is about as exciting as watching paint dry! Overall, the 2017 Australian Budget has avoided drastic measures and has been seen as an attempt to restore voter confidence.…

For many years, critics have described superannuation as a ‘rort’ for the wealthy, due to the generous tax benefits.  There has been a recent political shift to steer superannuation back to its core purpose of replacing, or supplementing the Centrelink…

Since the introduction of Capital Gains Tax (CGT) in 1985, the family home has retained its ‘sacred cow’ status as being exempt from this tax.  Unless part of your home is used for income-producing purposes, there is no CGT payable…

BIG CHANGES In what could be called ‘budget repair by stealth’ the Federal Government expects to save around $2.4 billion over the next few years, due to changes made in the 2015 Budget that will have a big impact on…

I thought it was worth communicating some information that recently caught my eye, and I think does a great job of putting the Australian Share Market into perspective. While the mainstream media is quick to portray a grim picture of…